How It Works

Our streamlined process makes it easy to apply for and receive funding tailored to the needs of Asian American creators.

Application Process

1. Submit Application

Fill out our straightforward online application with information about yourself and your creative work.

2. Credit Check

We perform a soft credit check (doesn't affect your score) to evaluate eligibility.

3. Application Review

Our team reviews your credit history, portfolio, and business plan.

4. Get Approved

Receive your loan offer with clear terms and repayment schedule.

5. Receive Funding

Funds transferred within 24-48 hours after accepting terms.

6. Join Our Community

Access resources and events to help your creative career flourish.

Eligibility

Who is eligible?

  • Asian American heritage
  • Working in creative/non-traditional fields
  • Credit score ≥ 640
  • U.S. citizen/permanent resident
  • At least 18 years old
  • Active portfolio/work samples

Who is ineligible?

  • Bankruptcy in past 2 years
  • Credit score < 640
  • Loan for debt consolidation

Don't meet eligibility? Contact us for alternative options.

Loan Details

Loan Amounts

$500 - $10,000

Interest Rates

8.9% - 15.9% APR

Repayment Terms

6-24 months

No Hidden Fees

0 origination fees

Start Your Journey

Apply today and join the movement supporting Asian American creativity and innovation